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Interest Free


Can't wait to purchase your new outdoor setting and accessories?

With our wide range of finance options you can have your furniture today and choose a finance option that suits you for tomorrow!

Together, The Outdoor Furniture Specialists and GEM Visa can assist you with interest free options. Please consult your local TOFS store for advice on how we can help you with your interest free purchase.

GEM Visa is accepted at over 10,000 stores around Australia, you can also make additional interest free purchases up to your credit limit.

So if you don't have GEM Visa account already, then simply Apply Now online or instore to make your next purchase Interest Free and Hassle Free!

The new online application process means that you know exactly how much you have to spend before it comes time to go shopping. Simply click the 'Apply Now' button to get started

The Outdoor Furniture Specialists also accept Cash, TOFS Gift Vouchers, Credit and Debit Cards. Conditions Apply.

View the Gem Visa Fact Sheet


*Approved customers only. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.


We also accept these cards: